In Singapore, I feel that having at least a credit card, for my daily expenses, Internet shopping and mainly for purchasing air ticket online. This shall allows me to earn points or rebates from my purchase, pay by using my earning currency (without exchange rate) and interest free loan for 21 days with minimum cash in wallet.
I did my research online through the banks' web sites. The first that caught my eye is the Maybank's eCard Platinum.
|Maybank's eCard Platinum|
2) There is no service fee, if you charge your card at least once per quarter (easily done by buying air ticket).
3) I already open an account with Maybank Singapore (as in my Singapore Bank Application Post)
I just made one application to this card, since I still new in Singapore, no money to open and maintain too many bank accounts, although in Singapore, there is no Government fee.