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Saturday, July 30, 2011

Singapore Credit Card 2

After waiting for 1 month, my application for Singapore Maybank's eCard Platinum got rejected...blink.gifwow...If you are thinking that you are a Malaysian, Maybank should have no problem approving your credit card...you are wrong...in Singapore, rule is rule.

I really supprised that Maybank turned me down. With my record of transactions and dealing with them in Malaysia, I thought should be no problem.

I have to ask my colleague to purchase ticket back to Malaysia, very troublesome.

My thought is that my annual income does not meet their requirement. But they didn't give me any reason in their postage letter to me or when I gave a call to the call center.I gave up in applying Maybank's credit card as they require their foreigner card holder to have a minimum SGD80,000 of annual income.

CIMB Platinum MasterCard, POSB Everday Card and UOB One Card
After comparison within the other credit cards offerred, I have selected CIMB Platinum MasterCard POSB Everyday Card and UOB One Card as my suitable choice.

I have made some comparison as below:


Credit Cards' Offers Comparison

As shown, CIMB offers the best benefits and requirement combination. The free for life fee waiver is one of their best features. The only disadvantage is they have limited branch and cannot pay via Internet banking by linking to the CIMB bank account.

But with the previous experience getting rejected by Maybank, I applied for both CIMB and POSB. I omitted UOB because I still not openned an UOB bank saving account. 

At last I managed to get both CIMB and POSB cards...icon_rolleyes.gif

5 comments:

  1. Many banks provide a variety of credit cards in Singapore.

    DBS Bank, Singapore:

    DBS Platinum card
    DBS Visa Platinum card

    Maybank, Singapore:

    Maybank Horizon Platinum
    Maybank MasterCard Platinum

    Citibank, Singapore:

    Citibank Paragon Platinum MasterCard
    Citi MasterCard

    ReplyDelete
  2. Marks Spencer,

    Yes, there are a lots of variety of cards for different promotion and discount at different merchants...and most of it are free for the first few years...no government charges of RM50 (Malaysia)...just that sometimes might not be easy for the Malaysian to apply one at the beginning...subsequently it shall be too many offers until you have to reject...=p

    ReplyDelete
  3. uob.com.sg/onecard
    actually you can earn up to S$600 in cash rebates yearly...

    ReplyDelete
  4. Anonymous:
    Yes, but you need to spend at least three transactions to enjoy the free annual fee...from my previous search a year ago

    ReplyDelete
  5. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete

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